Rains Family Office acts as an independent multi-family office for families who prefer a small, senior team to act as their interface with the wider financial world. Our role is to stand between the family and its financial counterparties, translating recommendations into a coherent direction and managing that work from Zurich.
Families typically ask us to oversee a broad investment framework across multiple providers or to take responsibility for a defined mandate such as real estate review, reporting consolidation or philanthropic structuring. In each case, the structure is built around the family.
We do not replace legal or tax counsel, banking counterparties or specialist property managers. We help ensure their recommendations join up into an overall plan the family can actually govern.
Rains Family Office acts as an outsourced investment office for each family, tailored to the scale and structure of the mandate. This usually combines strategic allocation, manager oversight, implementation support and reporting across several providers.
Strategic and tactical asset allocation across cash, listed securities, real estate and other alternatives.
Manager and fund selection, combining qualitative assessment of teams and processes with data-driven analysis of results, followed by fee benchmarking and structured ongoing monitoring.
Portfolio implementation and rebalancing across multiple banks and custodians.
Consolidated reporting that brings together holdings and performance data, supported by return attribution and risk analysis that can be used directly in family or committee discussions.
Support in designing and updating investment policy statements so that decisions can be tested against a documented framework over time.
Fees are typically based on assets under supervision, reflecting the scope of services and the demands of the mandate. We are transparent about cost structures and help families understand the all-in cost of their investment ecosystem, including external managers and banking services.
Beyond investments, Rains Family Office helps coordinate the financial infrastructure around the family in collaboration with specialist external advisors. This matters most when the family and its structures sit across several jurisdictions.
Coordination of legal, tax and trust advisors across different countries so their recommendations form a coherent overall plan.
Support in structuring holding companies and partnerships, as well as special-purpose vehicles used for investments or operating businesses.
Assistance with relocation planning, working with immigration and tax specialists in Switzerland and abroad, and, where relevant, education advisors for younger generations.
Review of insurance arrangements, including core coverage and key-person solutions, together with other risk-transfer mechanisms assessed in conjunction with specialist brokers.
For families already served by long-standing advisors, Rains Family Office adds an investment-led perspective and helps manage information flow and follow-up across the wider advisory group.
Given the importance of real estate in many family balance sheets, Rains Family Office offers dedicated support in this area. Engagements may range from reviewing legacy holdings to assessing how direct assets, indirect vehicles and financing arrangements sit within the broader structure of wealth.
Analysing whether current holdings are aligned with the family’s desired income level and overall risk profile, including any concentration in specific regions.
Considering whether additional properties or disposals would improve diversification or liquidity.
Evaluating opportunities in logistics or residential portfolios, and, where appropriate, selected mixed-use developments in partnership with reputable local operators.
Assessing joint ventures and fund investments, as well as carefully structured club arrangements, when direct ownership would create an undesirable level of operational burden or scale.
We are particularly attentive to concentration risk in a single city or sector and to refinancing cliffs. We also track regulatory changes that affect landlords and the tenants who ultimately underpin cash flows.
For some families, philanthropy is a central part of how capital is organised across generations. Rains Family Office treats philanthropic capital as a defined pool with its own mandate, kept closely linked to the wider family office structure.
We help families define which causes should be supported, over what time horizon, at what scale and in which geographies. The aim is to establish a written framework that supports decision-making over time.
This may involve foundations, donor-advised structures, charitable trusts or company-linked giving programmes, sometimes in combination. Rains Family Office works alongside legal and tax advisors to identify structures that fit regulatory requirements and cross-border considerations while also supporting the family’s succession planning.
We help shape governance so the programme runs with clear rules and consistent decision-making.
Where relevant, we can also help define a dedicated allocation to investments that pursue measurable social or environmental outcomes alongside financial returns.
Depending on the mandate, this may result in a philanthropic policy, a recommended vehicle, a governance model and a reporting format suited to family review meetings.
Rains Family Office acts as an outsourced investment office for each family, tailored to the scale and structure of the mandate. This usually combines strategic allocation, manager oversight, implementation support and reporting across several providers.
Strategic and tactical asset allocation across cash, listed securities, real estate and other alternatives.
Manager and fund selection, combining qualitative assessment of teams and processes with data-driven analysis of results, followed by fee benchmarking and structured ongoing monitoring.
Portfolio implementation and rebalancing across multiple banks and custodians.
Consolidated reporting that brings together holdings and performance data, supported by return attribution and risk analysis that can be used directly in family or committee discussions.
Fees are typically based on assets under supervision, reflecting the scope of services and the demands of the mandate. We are transparent about cost structures and help families understand the all-in cost of their investment ecosystem, including external managers and banking services.
To understand how Rains Family Office’s service model might integrate with your existing advisors and family structures, we can outline a sample engagement scope with concrete timelines and deliverables.